fostermarcus - Golf Fitness Exercises For Females Golfers | SpuC ...

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There is organized for various aged person utilizing different exercise actions. Muscle is wonderful for fitness because greater muscle you get, the more energy you burn with rest. Recent surveys demonstrated that girls usually tend to turn their shells on fitness plans and thereby invite a whole lot of health hazards. Overworking our bodies just isn?t how you would become fit, and it is necessary to look before leaping towards a program this is simply not tailored to a person.

Now for the great news; a simple Golf workout program and its exercises are an easy task to do, don?t require wider public of expensive equipment and can be performed at home since easily as in the gym. If you happen to eat bad for one week or a pair of, pouting won?t do good. Many of fitness centers Sin city offer spa, sauna, swimming pool, yoga and resistance training. Find out more on taking care in the temple of this Holy Spirit for Fit For Christ the flex belt coupons today! The buddy system is rather effective for baby products programs. That isn?t choosing to be fit as a way to live as healthy as you?re able.

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Source: http://spucadventist.com/golf-fitness-exercises-for-females-golfers/

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Piatto | Riyadh Eats Restaurant Review Guide

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Rating: 5.0/5 (1 vote cast)

Exit 5, Northern Ring Road?? Info & mapWrite a Review
Tel: 01 2006868??? visit website

The courtyard dining in Piatto is like something straight out of Italy. It?s open yet covered (good when sandstorms kick in). The sunlight is bountiful and the atmosphere is light and airy. The trickle of water from the fountain, the melodic beats of utensils, and the chatter from nearby tables create an ambiance that is not normally found in Riyadh?s restaurants.

Normally, a vision of mushroom and tomato-topped bruschetta with green salad on my table might put me off. But Piatto?s bruschetta and salad are visions of freshness; crisp, delicate, and topped with luscious cheese and tomatoes. Equaly good was the salmon pasta;? al dente farfalle swathed in a pinkish-orange sauce ? simply beautiful. As for my dining companions, they enjoyed their chicken drizzled with lemon and grilled salmon mains.

As for Dessert , this was fast and light. A visit to Piatto is not complete if you skip their Gelato, a creamy but very light Italian ice cream. Add creme brulee and tiramisu and you?ll have three pieces of heaven; all in one platter, a tidal wave of sweetness and decadence.

By the time we left Piatto after our hearty lunch, a line has already formed in the waiting area. At such times finding a parking space can be tricky, so arrive early. Although there are cushioned booths in the family section, I can?t recommend dining in the courtyard enough. Prices are a little higher than your usual Italian restaurant, but it?s definitely worth it. I?ll try their pizza next time!

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Piatto, 5.0 out of 5 based on 1 rating

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Category: Al Masif, Best For, District, European, Families, Food & Drink, Italian, No Smoking, Restaurants, Takeaway

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Durham weight loss programs are cost effective - Lying DC`s Health ...

Durham Weight Loss program is quite affordable which provides specialized fitness programs to abate the weights and reduce the total fatness of entire body in a very less time with less money investments. The program does not require a lot of time either. So ?one can easily enroll in this fitness program to achieve the goal of losing ?weights effectively and within a short period. Cheap ? Durham weight loss ? provides fitness program and diet charts which helps to maintain a healthy weight. And ? it also provides weight loss counseling. ?Then why not going for this program rather than taking expensive surgery to be slim?

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13 Reasons Why Using Social Media for Business is Non ...

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Is there ever a time when having a social media presence is an option? I believe the answer is no, in this day and age as a business you can?t afford NOT to leverage social media. Here are my 13 Reasons why using social media for business is not negotiable.

1. Social proof

Consumers are more and more savvy about who and where they purchase products from and people will take the time to research online before making a purchase. By having a social media presence that is both engaging and engaged it helps reassure clients that your business is reputable and can be trusted.

2.Humanizes your brand

Copying and pasting marketing lingo into social media just doesn?t work. You have less space to do it and the environment is completely different. Social media gives your business the opportunity to reach out and actually connect with your audience. No Stuffy corporate policies. Real one to one relationships.

3. Builds Your Sphere of influence

Your sphere of influence is the people in and around your brand that you interact with. There will always be key people of influence in your niche so spend some time getting to know them, watch and learn how they engage their audience and then start engaging with them. When you manage to develop a relationship with these key people of influence it impacts on your sphere of influence, people will see it and this too will help build your credibility online.

4. Your competition is using it.

Your industry or niche is represented on Facebook and Twitter. It is. If you don?t believe me go to Google and do a search for: ?Your niche? + ?Facebook? and see what comes up.

• In 2011 Emarketer estimated that Facebook?s revenue from advertising was $3.8 billion and that could be $5.2 billion in 2012.
• Emarketer also said that almost 40% of small businesses that sell on Facebook say it is their soles sales channel.

Companies are paying a lot of money to advertise and grow their brands in social media. That suggests that using social media for business is working.?If you aren?t already, then you should be.

5. Your target audience is using it.

Think of Facebook as a shopping mall, where people are living a virtual social life, being present in this mall is one of the smartest moves you can make for your small business.

The old saying goes that, ?numbers don?t lie? so here are the official statistics from Facebook about usuage.

Statistics

• We had 845 million monthly active users at the end of December 2011.
• Approximately 80% of our monthly active users are outside the U.S. and Canada.
• We had 483 million daily active users on average in December 2011.
• We had more than 425 million monthly active users who used Facebook mobile products in December 2011.
• Facebook is available in more than 70 languages

Source: http://newsroom.fb.com/content/default.aspx?NewsAreaId=22

Of course these numbers are for Facebook only and don?t include any of the other social media sites which have hundreds of millions more of users. What would it mean to your business if you had 8 new customers? That is less than one millionth of the percentage of users on Facebook. Yes, there are certain pitfalls you need to ignore when using small business social media marketingbut surely it is worth trying.

6. Google?counts social sharing when ranking.

The whole concept of the internet is a web. If you think of a web there are many layers or paths to a single point. The more paths, called links, to this single point the more authoritive, or stronger?the point becomes.

When many different people on social media refer to your content, your website, your articles ,or your video it means that those individual people find your content useful, entertaining, informative or all of the above. When this happens the search engines pay attention and in return use this as a factor to provide better search engine?placement for your content.

Click on the following link to learn more about the social media effect on seo.

7. Provides great brand exposure

If your brand can really embrace the nature of social media, through providing great content and engaging and interacting with your audience in a manner that leads to building a great community that people want to be involved with, then your brand will get a great boost.

8. It?s the next generation of Word of mouth marketing

What better way to interact with new potential clients than via people who have already experienced what your brand has to offer? When your social media presence starts to generate conversation and reactions such as; likes, shares, tweets, pins or whatever else it maybe then you get their approval. This social recommendation is visible to that persons individual following and acts as a great gateway for their friends or family to get to know more about your brand.

9. Social Media Networking sites have high Page Rank

Facebook, Twitter, LinkedIn have high Page Rank. This means that in terms of the search engines like Google and Bing that they carry authority and therefore get good rank in search results. Having a well optimized social media profile on Facebook or LinkedIn can help you command search result places for your brand name or search terms related to your business, providing more ways for clients to get in contact with you.

10. Provides Transparency

Social media is an open book. If someone likes you then great, everyone can see it. If someone doesn?t like you and mentions something negative about your brand or experience then this too is available to the community.

Many successful businesses that leverage social media use this as an advantage to show how switched on they are by replying and finding a resolution and closing that loop. This shows to the watching community that your business has integrity and values interaction, criticism and debate and more importantly knows how to deal with it.

11. Opens Up Conversation

The users of your brand or experience are the best people to learn from when it comes to making things better. By invoking questions about the usability of your experience you will get an understanding as to what clients are looking for. You will also be able to gauge how to improve things in the future.??Social?media for small business?success is truly about listening as opposed to marketing!

Conversations act like a magnet; when one starts people prick up their ears and take notice. This can have a knock on effect where more and more people jump into the conversation. This could help to get your content and brand spread wide and far.

12. Aids Customer Service

Many businesses face the same questions time and time again when it comes to customer service. Use your social media outlets to answer those questions. By doing it this way you can highlight to your community that you are available but also get other people within the community to provide answers and support to new members who have perhaps experienced the same issues themselves.

13. Brand Exposure

Everybody wants to expose their brand to a larger audience. The more targeted people who are aware of your brand, the greater the chance you have of turning those into leads, paying clients and brand advocates.

In conclusion, using social media for business today is as important as learning how to use email for business 15 years ago.? We need to embrace social media; the possibilities it brings and the challenges it presents in order to remain profitable and, most importantly, relevant in an ever increasing social world.

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Source: http://socialmediatoday.com/james-debono/480927/13-reasons-why-using-social-media-business-non-negotiable

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Debt Management Credit Counseling Awarded HUD Grant | Debt ...

Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (DMCC), awarded grant of $17,366 from HUD to provide free comprehensive housing counseling to consumers in South Florida. Counseling to include pre-purchase home buying, post-purchase home ownership, foreclosure prevention and homeless services. DMCC also provides free budget counseling and assistance to consumers to repay unsecured debt.

Lighthouse Point, FL (PRWEB) March 28, 2012

Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (DMCC), announced today that it has been awarded a grant of $17,366 from the U.S. Department of Housing and Urban Development (HUD) for providing comprehensive housing counseling in Broward County and Palm Beach County, Florida. In March, HUD announced more than $42 million in housing counseling grants to 468 national, regional and local organizations. The funds awarded to DMCC will be used to provide free assistance to consumers looking to find housing or keep their current homes.

?The HUD-approved counseling agencies this funding supports are crucial in helping struggling families on a one-to-one basis to manage their money, navigate the home buying process, and secure their financial futures,? said HUD Secretary Shaun Donovan. ?We fought hard to persuade Congress to restore funding for housing counseling in HUD?s budget and now we?re working to make these important resources available as quickly as possible.?

DMCC is a HUD Approved Housing Agency and an adopter of the National Industry Standards for Homeownership Education and Counseling (NISHEC). The NISHEC are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice. DMCC housing counselors receive extensive training in various housing concerns and are certified by NeighborWorks America and the Center for Financial Certifications.

DMCC?s housing counseling programs consist of pre-purchase home buying, post-purchase non-delinquent home ownership,?foreclosure prevention, and homeless services. All these programs are provided to consumers free of charge. DMCC also provides budget counseling and assistance to consumers struggling to repay unsecured debt, including?debt management plans?to lower credit card interest rates and payments.

About Debt Management Credit Counseling Corp.

DMCC is a nonprofit 501(c)(3) public charity committed to educating consumers on financial issues and providing personal assistance to consumers overextended with debt. Education is provided free of charge to consumers via seminars, workshops, a proprietary financial literacy program, and a vast array of online and printed materials. Free personal counseling is provided to consumers to identify the best options for the repayment of their debt. Consumers interested in speaking with a DMCC Certified Credit Counselor may call (866) 618-3328 or request help at dmcconline.org. DMCC is a HUD Approved Housing Counseling Agency, is approved by the U.S. Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Business Bureau.

###

Ref: ?http://www.prweb.com/releases/credit_counseling/debt_management/prweb9336751.htm

Source: http://www.dmcccorp.org/debt-management-credit-counseling-awarded-hud-grant/

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Ex-MF Global exec takes 5th amendment at hearing

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VIDEOS: 'No Excuses' for Not Getting Colorectal Cancer Screening

What?s your excuse?

A new bilingual public service announcement (PSA) from the U.S. Centers for Disease Control and Prevention (CDC) addresses common excuses and misconceptions that lead people to delay or avoid getting screened for colorectal cancer.

The PSA features men and women who voice their personal reasons for not being screened, while an off-camera announcer responds by providing facts about colorectal cancer screening and its importance. Adults ages 50-59, Hispanics, and persons with lower income, less than a high school education, and without health insurance were least likely to have been screened for colorectal cancer, according to CDC statistics.

Watch in English:

Watch in Spanish:

Source: http://www.saludtoday.com/blog/videos-no-excuses-for-not-getting-colorectal-cancer-screening/?utm_source=rss&utm_medium=rss&utm_campaign=videos-no-excuses-for-not-getting-colorectal-cancer-screening

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Venus Williams rallies for win at Key Biscayne

KEY BISCAYNE, Fla. (AP) ? Weary winner Venus Williams stood near the net swatting souvenir balls to cheering fans, but a marathon match had taken its toll, and one attempt didn't even reach the stands.

Williams had already expended all of her energy, erasing a match point and outlasting Aleksandra Wozniak 4-6, 6-4, 7-6 (5) in Sunday's third round at the Sony Ericsson Open.

Her career comeback now includes a comeback. Williams is playing in her first tournament since withdrawing from the U.S. Open last August after being diagnosed with a fatigue-causing autoimmune disease.

The three-set victory was her second in less than 48 hours, and took nearly three hours.

"I just kept coming back," Williams said. "I tried not to let anything discourage me."

Wozniak served for the match at 5-4 in the final set, but dumped a forehand in the net when she had a match point. Talking later about the situation, Williams claimed to be unaware Wozniak had been so close to victory.

"She had match point?" Williams said. "Oh no. Thank God I'm oblivious to the score a lot of times."

The tiebreaker swung Williams' way when she smacked an overhead that clipped the net cord before landing softly for a winner and a 4-2 lead. On the final point, she somehow found the strength to whack a 119-mph service winner.

"That's the serve I wanted ? just a big one to hopefully force the issue," Williams said. "Thank God it went in. Wow."

She'll need to recover quickly for a fourth-round match Monday night against No. 15-seeded Ana Ivanovic, who beat No. 20 Daniela Hantuchova 6-2, 7-6 (2).

No. 4-seeded Andy Murray, the 2009 champion, advanced in a walkover when Milos Raonic withdrew because of a sprained right ankle. Raonic said he doesn't believe the injury is serious.

Grigor Dimitrov advanced by upsetting No. 7 Tomas Berdych 6-3, 2-6, 6-4. The 20-year-old Dimitrov improved to 1-9 against top 10 players.

No. 9 Janko Tipsarevic beat No. 18 Alexandr Dolgopolov 6-4, 5-7, 6-2.

In other women's play, wild card Garbine Muguruza Blanco eliminated No. 24 Flavia Pennetta 6-2, 1-6, 7-6 (6). No. 7 Marion Bartoli eliminated Simona Halep 6-4, 7-6, (6).

On a sweltering spring afternoon, Williams looked lethargic at the outset, struggled with an erratic forehand and kept falling behind. She played with straps on her right ankle and right calf, and often seemed a step late to the ball.

"Wake up, Venus!" a fan shouted in the second set. Younger sister Serena, who plays her fourth-round match Monday, watched solemnly from the club section of the stadium.

"I didn't feel that great, and I was kind of starting to panic," Venus said. "I needed to calm down and try to figure out a strategy that was going to work a little better than what I was doing at the moment."

She managed to pull even after two sets, then fell behind 4-2 in the third set and looked increasingly weary. During one changeover she hung her head for 15 seconds before slowly lifting it to take sips from two drink bottles.

Wozniak looked fresher, but the wild card from Canada couldn't serve out the match. Instead, the opportunity unnerved her. She hit consecutive double-faults and committed unforced errors on the game's final three points, which made it 5-all.

Play continued for another half hour before another match point, this one held by Williams. After her service winner clinched the victory, she managed to raise both fists and muster a smile.

A former No. 1 and seven-time Grand Slam singles champion, Williams is ranked No. 134 and needed a wild card to enter the tournament. She's trying to improve her ranking enough in the coming weeks to qualify for the London Olympics.

"Whenever things look bleak, I think about the Olympics," Williams said. "That keeps me motivated."

Source: http://news.yahoo.com/venus-williams-rallies-win-key-biscayne-212133947--spt.html

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Research and Markets: Electrical Motor Products: International Energy-efficiency Standards and Testing Methods

Research and Markets (http://www.researchandmarkets.com/research/4c0f9bad/electrical_motor_p) has announced the addition of Woodhead Publishing Ltd's new book "Electrical Motor Products: International Energy-efficiency Standards and Testing Methods" to their offering.

?Electrical Motor Products: International Energy-efficiency Standards and Testing Methods?

"Electrical motor products" reviews the energy efficiency management laws for electrical motor products in United States, European Union (EU) and China. The energy efficiency certification requirements for the electrical motor products vary from country to country and are summarised here. International standards, testing methods and certification requirements for specific electrical motor products are discussed, including electric motors, pumps and fans. Finally, methods for improving energy efficiency are examined.

Key Features

- reviews the energy efficiency management laws for electrical motor products in United States, European Union (EU) and China

- highlights the importance of energy efficiency for electrical motor products

- documents energy efficiency certification requirements for electrical motor products and how they vary from country to country

- discusses international standards, testing methods and certification requirements for specific electrical motor products featuring electric motors, pumps and fans

Topics Covered

- Introduction: the importance of energy-efficiency for electrical motor products

- Classification: electric motors, pumps, fans

- Energy-efficiency technical measures system for electrical motor products

- Energy-efficiency standards of electrical motor products

- Measurement errors and uncertainties

- Classification of measurement errors

- Testing methods for electric motors

- Efficiency testing methods for centrifugal pumps

- Efficiency testing methods for centrifugal fans

- How to improve the energy-efficiency of electrical motor products

- Modern control methods for the induction motor

Authors

Dr Jianfeng Yu is Director of Technical Development at the Jiangsu Inspection and Quarantine Mechanical and Electrical Products Testing Centre. He also was Director Technologist of the Research and Development Department at the Wuxi Diesel Engine Works, FAW Jiefang Automotive Company, Ltd. Yu is also a member of Science and Technical Committee of Wuxi Entry-Exit Inspection and Quarantine Bureau.

Dr. Ting Zhang is General Director of Wuxi Entry-Exit Inspection and Quarantine Bureau.

Dr. Jianming Qian is Director of Jiangsu Inspection & Quarantine Mechanical and Electrical Products Testing Centre.

For more information, including full table of contents, please visit http://www.researchandmarkets.com/research/4c0f9bad/electrical_motor_p

Source: Woodhead Publishing Ltd

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What Can Make It So Crucial To Employ A Ramona Bankruptcy ...

Personal bankruptcy defines a authorized position in which a individual or a enterprise declares himself or by itself as unable to pay back all his debts. In that scenario the regulation permits that person or company to file for bankruptcy in get to restore his potential economic problem even though also getting defense and relief from any harassing collectors. The varieties of bankruptcies fluctuate and the type of circumstance beneath concern decides which form of bankruptcy will implement to it. Only a well skilled bankruptcy attorney will aid you figure out which kind of bankruptcy applies in your situation. A bankruptcy legal professional will explain to you whether or not you want to file for Chapter 7, eleven, 12, or 13 following analyzing your particular situation. A bankruptcy lawyer will tutorial you by way of all the legalities involved in the method of submitting for bankruptcy hence protecting you the time and energy necessary in researching them all and knowing them.

Submitting for personal bankruptcy is legally permissible by any particular person, which signifies that choosing a personal bankruptcy lawyer for the approach is not a authorized prerequisite rather just an selection or private choice. The only reason why most individuals choose selecting a bankruptcy attorney rather than doing the perform themselves if due to the fact it shorts the amount of time necessary a great deal as an knowledgeable person can offer with the procedure a good deal faster than a single who has not done it just before. The principles and laws concerned in submitting for personal bankruptcy are very lengthy and complicated and difficult for an normal individual to wrap his or her head all around it. A bankruptcy legal professional will assist you by detailing all the pertaining legal guidelines and regulations to you.

When a person is pressured to file for bankruptcy he or she will naturally be going via a whole lot of stress. The most significant aspect primary to anxiety and pressure is the constant harassment from lenders. But when you retain the services of a bankruptcy legal professional that particular person gets your representative. Consequently all collectors know have to contact your bankruptcy legal professional for any complains rather of you. This implies that you can very easily get absent with all those mobile phone phone calls and personalized visits from your lenders as soon as you hire a personal bankruptcy lawyer to stand for you. This is the biggest peace that a single enjoys following employing a bankruptcy lawyer.

An additional excellent benefit concerned in selecting a law firm is that the legal professional then will become accountable for dealing with all the paperwork involved. In the approach of filing for bankruptcy there a hundreds and 1000?s of papers and documents concerned. For an ordinary man or woman it is extremely challenging to be capable to fill them all out with no making any errors. Because a lawyer is dealing with these paperwork on a every day foundation he or she will know them like the back of their hand. The possibilities of generating any glitches in these papers will turn out to be near to zero when you hire a lawyer. With no glitches your scenario will roll out extremely smoothly and you will be carried out with it ahead of you even know it. while if you do not hire a attorney you will most probably make plenty of errors at this stage that can significantly trigger a great deal of difficulties like even the reduction of your individual residence and valuables. So why consider this large chance when a bankruptcy legal professional is conveniently available?

These times the charges of a personal bankruptcy law firm has lowered a whole lot making them much more affordable by the common manifeste. Very carefully evaluate the distinct lawyers accessible in your location and then retain the most productive and cost-effective attorney and have your scenario solved in no time at all.

A Ramona Bankruptcy Attorney will be committed to getting you debt relief and providing you with valuable information, services and advice to get you a better financial future.

Related posts:

1. Critical Ideas To Choose A Very Best Escondido Personal Bankruptcy Legal Professional
2. Submitting Bankruptcy? How To Choose A Los Angeles Personal Bankruptcy Legal Professional
3. How To Decide On A Personal Bankruptcy Legal Professional
4. Anything You Acquired To Know Concerning Selecting A Encinitas Personal Bankruptcy Legal Professional
5. Uncover Relief With A Mira Mesa Personal Bankruptcy Legal Professional

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Investing In The Stock Market - Stock Pick USA

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Stock Market Investing ? 3 Best Tips Before You Start Investing Analysts Cautious about Pension Fund Investment
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By Ding Lulu A well-known Chinese business analyst is now warning investors not to get too excited about the impact Guangdong's Pension fund might have on the Chinese stock market. Some media outlets and investors have interpreted the national pension ?
Read more on CRIENGLISH.com The Best Investing App For Your Smartphone Is No App At All
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So here's my advice: Delete the portfolio tracker from your smartphone. Don't check the stock market every day on your iPad. Sacrilegious, I know, but your investments will thank you for it. (Needless to say, you should keep your Forbes apps!) ?
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When investing in the stock market, you should only trade with cash that you can afford to lose. You do not ever? http://t.co/IEApLzFx ? by Chrystalwfhjl (Chrystal )

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Investing In The Stock Market News, Investing In The Stock Market Videos, Investing In The Stock Market Information, Stock Pick USA Advice and Investing In The Stock Market Help!

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car auction | Manheim Vehicle Auction ? Denver, Colorado | STL ...

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Manheim Car Auction ? Denver, Colorado	CAR AUCTION CHEAP
Dive! Dive! A project car that can save lives br> Team Auto Parts of Winnipeg secured the Aspire at a provincial salvage auction, deemed a total loss due to a door dent that most folks would just shrug at. To make a car into a submarine, one of the first steps is to remove all of the soft trim pieces, ? Read more on TheChronicleHerald.ca	AutoGuide News Blog br> Senna's Toleman TG184-2 Formula One car will be hitting the auction block on May 16 at the spring sale hosted by Silverstone Auctions. ?Excitement is building for the auction which promises to be a must attend sale for any serious collector or ? Read more on AutoGuide.com
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@kryst_k hahah yes you should! She works with me at the car auction and she asked me what highschool I went to and she said she knew u ? by IlianaAndrea (Iliana Andrea)
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Can you get a 2000 mercedes s430 or s500 at a dealer auction for 7-8k? Provided that a dealer is willing and able to purchase the car for you at an auction and sell it to you that that price. Of course, prices vary because it is an ?auction? meaning ?highest bidder wins? but generally speaking?? Best answers: Answer by xx_satanic_mechanic_xx According to the latest market report from Manheim Auto Auctions (one of the largest in the country): 2000 MBZ S430 ? Low $ 6390, Avg $ 8203, High $ 10,106 2000 MBZ S500 ? Low $ 6006, Avg $ 8748, High $ 11,490 Avg miles 107,310 asked by: bittersweet.
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Compared ? Trouble-Free Methods In Silver IRA - NASDAQ Investing

Silver Eagle Bullion coins are available via the US Mint and are a fantastic investment for just about any buyer. Many coin addicts likes to add this certainly one of a kind coin to their collection. Even those who are not generally coin collectors, Bullion coins is usually a good investment, especially as a general silver piece. 9 percent pure silver, which can be a much higher silver content than you will notice in any silver jewelry or silver home goods. Since then silver bullion bars have retained their value as the marketplace finds increasingly uses for silver. o Gold Money. o Gold Mutual Funds ? Owning gold bars is straightforward accomplished through a Self-Directed IRA. Typically the IRA owner directs their administrator to buy the Gold via a prearrange purchase using the dealer the client chooses. The depositories charge a fee to keep gold and the good part is that almost all depositories will not commingle your gold. Now you have to decide which gold and silver coins are right for your gold IRA portfolio and find out whether or not they?re permitted. A Gold IRA can also be referred to youngster Self Directed IRA, Gold 401K, along with Roth IRA. Prior to 1997, foibles permitted only American Gold and Silver Eagles to get placed any Gold IRA. However, the passage on the Tax Payer Relief Act of 1997 made it feasible to diversify a gold 401k amongst many various precious metals.

Not all dealers operate exactly the same way, so be sure to talk for them about their process. Also, do not forget that with a self-directed IRA, you are liable for performing any sufficient research needed prior to the purchase. You?re serious about retirement planning, but at the same time wondering what investment is best for shielding your future. After doing some research you select to go along with a physical precious metals investment by executing a 401K rollover right into a gold IRA. 9995Non-coin forms of metal, corresponding to smaller gold bars, have to be manufactured to meet specific weight specifications to the amounts of metal included and meet the above mentioned fineness requirements. In addition to these American options, there are a few coins from mints of other nations that do the particular fineness requirements. Australian Nugget (Kangaroo) Gold coins. 9995 fine ? Some types of coins that don?t meet the fineness requirements are Austrian Corona and Ducat, Belgian Franc, British Sovereign and Britannia, Chilean Peso, Columbian Peso, Dutch Guilder, French Franc, German Mark, Hungarian Korona, Italian Lira, Mexican Peso and Ounza, South African Krugerrand, Swiss Franc, as well as any coin that falls into the ?Rare?, thereby collectible, category. One place to start is with the i ? Shares Silver Trust exchange traded fund (SLV). The i ? Shares Silver Trust buys physical silver and holds it using the goal of matching the daily silver price. The valuation on the ETF is generally very close to the value of an ounce of silver. The ETF price is truly a bit under the silver price, but moves in unison with it top to bottom through the actual trading day. The best method to buy to get the best value in order to buy directly the actual futures market (in big amounts basically) however of course you have to be buying a serious bit the time one of the best ways to begin is maybe at community coin shop if very little else begin your education there (that information while free is priceless). Idiots always are available in to the marketplace late ? that?s the time to get out When your grocery-bagger starts a person about gold investing or silver investing, you understand it?s time to get out Learn what are the masses are doing and do the alternative ? To preserve your wealth, you need to save gold and silver coins ? not money (far more specifically not currency, ie, US Dollars). Inflation along with other measures coming may drastically drain or erase any accumulated wealth or assets you could have if stuck US dollars. Precious metals run on a 20 year cycle typically (option started around 2000) and runs against the equities cycle (historically opposite).

During his term at work President Roosevelt called for the entire gold coins in circulation being returned towards the mint. Silver coins already been circulated in more countries than gold has ever been and many of the coins produced today in the United States have a tiny amount of silver these. Up until 1965 the United States Mint produced pure silver coins but nowadays they mix the silver units are currently metals. In 1999 lots of individuals became almost frantic to purchase bags of silver coins because they feared imply for marketers happen the particular calendar considered 2000. This also is a deterrent to wood be counterfeiters understanding how seep the penalties will be counterfeiting government currency. On one other side in the coin hence to speak, bullion bars are frequently rectangular in form and are frequently produced by countless private mints and thus perform not hold circulating medium values. 999 pure silver or gold, so it can be the exact same metal just as a circulating medium coin, it?s just not backed by way of a government and just isn?t legal currency. The larger in size a bar is, the greater likely hood it will need to be assayed when it?s sold. 1 grams of silver within a 1 troy ounce bar A 1 gram bar is actually a bit smaller than the dime To calculate property, you must divide the actual silver spot price by 31. Perfect size for an individual on an excellent tight budget to diversify into gold and silver coins. Even large quantities of this size bar could be stored in just a small amount of cupboard space . More difficult to sell than big size bars as they are not as widely recognized. Rugs. Antiques. Metals. Gems.

In order to prevent getting conned, take optimum results on these gold and silver coins dealers because I actually have dealt with nearly all of them. It is extremely important to note that when buying gold and silver as an investment, you merely buy for your metal content. You do not want to purchase numismatic or rare coins because a lot of them have a high premium within the spot price. Since you?re an investor of gold and silver coins, you?ll want to get around metal as you possibly can for the lowest price. Normally, the money is transferred directly from a pre-existing IRA or Qualified Retirement Plan. A lot of individuals are interested within a gold investment as of late, some want to buy silver coins, some want to buy it silver investing or organising a gold and silver coins IRA. Whether or not you?re buying gold a good investment or you?re not even confident that you wish to purchase gold, it?s still vital that know where to consider. Now that you?ve asked yourself where can I buy gold, first thing you need to do is log on and type out the specific product that you are in search of. Very few institutions are set up to handle the dear metals portion of retirement plans. Gold ? Star Trust Company for investors who desires IRAs that may accept metals. Gold ? Star functions as custodian for roughly 20,000 self-directed IRAs with assets in too much of 700 million. Gold ? Star isn?t a coin dealer, but it?ll work with dealers who buy and then sell precious metal coins and bullion in your IRA in instructions. There is no have to limit yourself to only buying bonds, mutual funds and stocks. The funds within your IRA may be put to great use by exploring other investment avenues. If you?ve got any IRA questions, your CPA or Estate Street Partners will be capable of not only provide information what is the perfect IRA, but in addition provide information and assist you with your investments. For those who want to invest their cash for an incredible return, silver bullion bars are the way in which to go.

Your Self Directed IRA provider will update price of the investments regularly. Please observe that the asset value reflected the actual IRA statement doesn?t include any dealer mark-ups or commissions. Price spreads may be significantly higher for proof coins than for precious metal bullion. You ought to be free to work with your dealer of choice for your IRA?s purchase. Allowable Investments ? There are four precious metals by which your IRA can invest gold, silver, platinum and palladium. However,There are, yet , some restrictions when committing to these metals. 9995Allowable coins include US-Minted Eagles and coins meeting minimum fineness (purity) standards, provided that they aren?t collectible. The primary value of the coin should come the actual gold itself, and not thanks to the scarcity of and demand to the minted coin among coin collectors. If you?ve got any IRA questions, your CPA or Estate Street Partners will be able to not only provide information what is one of the best IRA, but in addition provide information and assist you together with your investments. I have written many articles on the advantages of ETFs (Exchange Traded Funds) over mutual funds along with investment vehicles. ETFs have actually changed the playing field for individuals who are paying attention. If you wish to own gold or silver in your IRA, here are just a few ways to try this. In fact, gold bullion IRA must be used to boost your portfolio and allow it to become safer from sudden economic and political shifts. Typically, financial advisers advise for the gold assets to take into account 25%-30% of your portfolio. After all, good retirement plan just isn?t only about saving cash, but also about diversifying in an effort to avoid the economic erosion within your assets, comparable to inflation. For those who want to invest cash for a terrific return, silver bullion bars are the way to go.

One other option is smaller units of bullion, provided they meet the fineness, or purity level, requirement. Initially, the IRS deemed all coins to become collectible and disallowed IRA investments in coins. In the mid 1990s, after realizing the 400 ounce gold bullion bar could be prohibitively expensive for the majority of IRAs, Congress revised the rules and allowed IRAs to own certain coins in addition to bullion. Coins specifically listed within the Internal Revenue Code and minted your US. For example, if you want to buy Swiss francs, or another coins, you would need to type search words like buying gold coins, purchase gold, purchase silver, buy Indian head or maybe Ira gold investment, gold 401k or gold backed IRA if you are interested in establishing a gold and silver coins IRA. Once you?ve got typed these words in the search bar you?ll notice a lot of companies that supply precious metals. Figuring out the way to buy gold or the way to buy silver from the right online dealer might be tricky. Although most of the gold dealers sell gold coins and other silver and gold coins investments, customer service nicely as profit spreads may differ quite drastically. Examples of coins you can own ? Gold ? American Eagle coins (proof and non-proof). American Gold Buffalo coins (non-proof). Austrian Gold Philharmonics coins. Canadian Maple Leaf coins. American Gold Eagles . Interestingly, these US minted coins aren?t of sufficient purity to classify them as bullion. The other material inside the coin offsets the softness from the gold and makes the coin more durable. Gold Eagles arrive in one among 4 forms 110, frac14, frac12 and 1 full ounce coins.

3. They are stamped with a novel serial number along using the production year and Royal Canadian Mint hallmark. Because in their heavier weight, they?re more difficult for the typical person to manage and store. 1000 oz silver bars ? The 1000 oz silver bars are preferred with Comex futures investors who favor to take delivery of the bars. I seem to have gotten a great deal when buying from Goldline, however I?m just not crazy about the hidden price. Overall, I think Goldline is a stand up company and a great place to do business. You may wish to call and get some good price quotes before you invest in buying though. com is as simple as far the most popular place to purchase coins, silver coins, silver bullion, gold bullion, American gold eagles, and American Silver Eagles. Once this is often complete, it can be time to pick out and squeeze metals into the IRA account Remember, there are simply just certain products which are permissible within a IRA, all which your broker should be capable of provide to you. A lot of persons are surprised once they learn that IRA rules allow those to hold real gold bullion, gold coins and other similar types of precious metals their particular retirement accounts. You don?t must restrict you to ultimately stocks, mutual funds, bonds, cd?s, annuities along with other conventional financial loans. Actually, provided that you stay out of the few prohibited investments ? life insurance, along with collectibles ? you possibly can pretty much own whatever you like inside your IRA or any other self-directed retirement account, including gold, silver, platinum along with other precious metals particular forms. Many traditional brokerages and other financial advisory firms have not a lot of knowledge of the foundations and regulations that specifically affect self-directed accounts. Liquidity ? Keep in mind your depository bills you an ongoing fee for storing and securing your gold and silver coins. Be guaranteed to keep sufficient cash and other liquidity available within your IRA so to pay attached expenses with ease. Valuation Procedure ? The valuations used for your IRA assets are estimated bid values.

So, your gold bullion IRA is governed by exactly the same rules and principals as an everyday IRA accounts. Even should you already own gold or silver bullion, these will not be allowed to be put with regard to your IRA. For that reason, but in addition because it can be a common sense with any retirement plans, the sooner the ease in starts, the more you?ll be able to expect in turn. But the for you to a prosperous plan is still a diversification, meaning, that although precious metals is a refuge of investing, you need to mix the gold bullion IRA investment with other investments. At enough time of registration you could have select what form of account you wish to open. Ideally the perfect thing to do in order to open two accounts, one to the IRA then one for you, in an effort to purchase your silver and ensure that in your personal possession. If you?ve decided that you wish to roll the IRA funds the precious metals IRA or you need to start a fresh IRA, then it?s best to open an IRA account using the Sterling Trust Company found in Texas. From then on counting on how you need to buy your silver, all you might want to do is to fill out the suitable forms and submit these to the Sterling Trust Company. If you might be buying coins and bars on your IRA, buying them youngster hedge from the devaluation with the dollar or buying them as a hedge against future inflation I commend you in your actions. It is estimated that no more than 2 percent of Americans only any type of physical silver and gold coins. It takes courage to create an investment decision that the large majority of individuals don?t currently trust. There are associated with dollars bullion dealers out there and plenty of of them charge you you approach to much. Some advisors will state you that you would be able to?t have coins in your IRA and other qualified plans, but you?ll be able to. One company who makes a speciality of gold and silver coins with the security of IRA is Merit Financial. In fact, for any time they spent by himself, I don?t see they will made much the actual coins. However, I will little question be back again and again, they usually probably know that.

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A look at how kids relate to robot 'playmates'

As technology continues to improve, humanlike robots will likely play an ever-increasing role in our lives: They may become tutors for children, caretakers for the elderly, office receptionists or even housemaids. Children will come of age with these androids, which naturally raises the question: What kind of relationships will kids build with personified robots?

Children will view humanoid robots as intelligent social and moral beings, allowing them to develop substantial and meaningful relationships with the machines, new research suggests.

Researchers analyzed the interactions between nearly 100 children and Robovie, a 3-foot-tall (0.9 meters) robot developed by the Advanced Telecommunications Research Institute in Japan. In the study, two technicians controlled Robovie remotely from another room, leading the children to believe that the robot was autonomous. The researchers imparted humanlike behavior to the robot, such as having Robovie claim unfair treatment when he was told to go into the closet at the end of the interaction sessions.

Follow-up interviews with the children showed that the kids believed Robovie had mental states, such as being intelligent and having feelings, and was a social entity capable of being a friend and confidante. Many of the children also believed that Robovie deserved fair treatment and should not be psychologically harmed.

"We typically think (of) robots as rational calculators rather than humanlike and emotional," said Adam Waytz, a psychologist at Northwestern University in Illinois, who was not involved in the study. "But this research provides a nice example of how endowing a robot with emotions can lead children to treat the robot as a companion and to consider its moral standing."

A mental, social and moral entity
A major goal in the field of human-robot interaction is to determine how people will behave socially with robots in the near future. Will we treat robots as tools to be used and tossed aside at will, or will we see them as moral entities deserving of fairness and rights ?

To find out, Solace Shen, a psychology doctoral student at the University of Washington, and her colleagues recruited 90 children ages 9, 12 or 15 years old to interact with Robovie. The robot has some autonomous functions and speech recognition, but the researchers instead chose to control Robovie themselves.

"We tried to create a situation where people come in and interact with the robot in what would be a possible future scenario," Shen told LiveScience.

The 15-minute interaction sessions had several stages designed to impart Robovie with seemingly human characteristics and behavior. For example, Robovie introduces himself to the children, shows them an aquarium and teaches them about the ocean, asks them to move a ball out of his way, plays "I Spy" and argues with a researcher, who is present for the entire session.

In the last leg of the session, a second researcher interrupts the "I Spy" game to tell Robovie that he is no longer needed and has to go into the closet. Robovie objects and says that he is scared of being in the closet, but the researcher puts him in there anyway.

Immediately following the staged interactions, the researchers interviewed each child for 50 minutes. The majority of the children thought that Robovie had mental states; for instance, 79 percent believed he was intelligent and 60 percent believed that he had feelings. On the social side of things, 84 percent of the children said they might like to spend time with Robovie if they were lonely and 77 percent believed that he could be their friend.

Fewer children attributed Robovie with moral rights: 54 percent of the children believed it was wrong to put Robovie in the closet (whereas 98 percent said it would be wrong to put a person in a closet), and 42 percent believed that Robovie should be paid if he teaches people about the ocean all day long.

A fanciful view
Overall, fewer 15-year-olds saw Robovie as a mental, social and moral being than did the 9- and 12-year-olds, who scored the robot relatively the same on mental capacity. "But even though the 15-year-olds attribute less of these qualities, over half of them scored pretty high for Robovie as a mental, social, moral entity," Shen said.

The older children may just have a less "fanciful" view of robots and see them as mechanical machines. Alternatively, their views may have something to do with adolescents, which is a "unique age group that comes with its own issues and struggles," Shen explained. To really figure it all out, the researchers need to follow up with similar studies involving Robovie and adults.

"If we did (that) and we saw that this developmental trend continues, then it would give us more clear evidence that maybe the older you get, the more you lose this fanciful view of robots," Shen said.

Whatever the case, the researchers think that the results have important implications for the design of future robots. If engineers design robots to simply obey orders, the master-servant relationship that children experience may trickle into their interactions with other humans. Is it then better to design robots with the ability to "push back" as Robovie did when he was instructed to go into the closet?

Shen said there is no easy answer to which design scheme is better.

"I don't think children will treat robots as nonsocial beings, they will treat them as social actors and interact with them in social ways," she said. "But we need more data and evidence to see how adults, as well as children, will develop relationships with these robots."

The study was published in the March issue of the journal Developmental Psychology.

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Source: http://www.msnbc.msn.com/id/46797483/ns/technology_and_science-science/

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